Realty On Main-Sell My Alpharetta Home

Where Homes Happen-Real Estate-Milton And Alpharetta GA

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Acadia Homes Alpharetta-Woodland Cove Has Done It Again

The Acadia Homes & Neighborhoods builder has done it again with a great Acadia Homes Alpharetta enclave community located off of Douglas Rd on Redbud Drive and named Woodland Cove in North Fulton County GA 30005.

This Acadia homes alpharetta neighborhood will consists of 28 homes, some on slab and some with basements. These homes will have 4 sided brick, 10′ ceilings, hardwoods, granite countertops, stainless steel appliances and will be located near Windward Golf and Country Club.

Visit Acadia Homes & Neighborhood Built Homes For Sale

Woodland-Cove-Alpharetta-Neighborhood-Site-PlanHome Models Include

Brentwood
Briarwood
Pinehurst
Prescott
Sterling

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What Credit Score Do I Need And How Much Money Down?

As a RE/MAX Real Estate Professional, I am often ask by a buyer looking for a home, How Much Down? What credit score do I need? Allow me to let you in on a best kept secret!

A Little Secret

There is a misconception out there that buyers need a substantial down payment in order to buy a home these days, due to tighter lending standards or because of the “housing crisis” back in 2010. You may be surprised to learn that you can still purchase a home for as little as 3% down, or in some cases, for no down payment whatsoever, if the home is in a USDA area. Down payment programs include 3%, 5%, 10% or the conventional 20%.

As for credit score, lenders look for a median score of approximately 640. Factors also include annual income, job history and derogatory credit items. Even if you may have a foreclosure or short sale in your history, you may still qualify for a mortgage if it has been longer than 36 months and you have been current on all of your credit obligations.

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